Treat Yourself to an Investment
The holidays are the perfect time of the year where the younger generation and
new investor can stock up, when relatives and family members pop the question of
“What do you want for the Holiday`s?” Some receive liquid money, while others receive
tangible presents, but this holiday, treat yourself to some investments!
! Currently prices within the exchange are higher than usual, but this does`t make
a difference when you are holding for a long term opposition. I always tell teenagers and
other young investors, to take the liquid assets they obtain from the holidays, and
allocate it to your portfolio, because overtime, the money will mature. The stock market
is one of the best places for the younger generation, even if you place the funding into a
less volatile, safe stock.
! Investing at a young age is one of the best moves on a monetary level. You
always here your parents and grandparents say, “I wish I bought stock when I was
young!” If you look back through past charts, you can see that in 1985, the Dow Jones
Industrial Average was at a mere 2,000 points, in the year 2000, the market hit 12,000
points, and today the Dow Jones is stretching 17,000. Forgoing the dips and spikes, the
market has been on a longterm positive trend, which should continue through upcoming
generations, so take advantage of it now!
! Whenever receiving a present of any kind, people usually take the money and
place it into the bank. This is something that needs to be addressed because when
putting your money in the bank, the interest you will receive is near nothing. Even when
placing your money into a CD, the accrued interest over the selected period (usually a
very long time) is still very low and usually not worth it. Unless you have millions of
dollars, it doesn’t pay to keep your money in the bank and let it sit. !
! Now lets say you put the money into a stock such as (JNJ) Johnson & Johnson
which has a current price of around 95 on the NYSE exchange. JNJ is not very volatile,
a safe stock, and you will also receive a dividend of 2.80% which is much more than a
bank would pay in interest. Now not only are you receiving the dividend, but you are
also receiving money from the stock as it fluctuates in price. I am not saying to take your
money and put it into a volatile security that can move 10% in an positive or negative
dynamic a day, yet a modest and steady stock that gives a good dividend and has a
huge potential to grow over the years. Doing this is much more beneficial than putting it
into the bank.
! Treating yourself to an investment could mean a couple of things. There are
currently great longterm investments available still left on the exchange, at a relatively
low price. Some of these positive industries include the Pharmaceutical, Renewable
Energy, and Technological sectors. As we evolve, these three sectors will grow due how
much they are involved within daily life and the current global conditions that are
occurring. When treating yourself to any investment, it doesn’t necessarily mean to
invest huge amounts of money, nor diversifying to such a large extent, yet it means to
pick one or two stocks that you think have a very stable future and ride it out for years to
! When selecting a stock for the “long hall” make sure to really look into the
logistics, liabilities, assets, and potential you think the company has. This is a very
important strategy, and is necessary in picking a successful stock. Not only do you need
to believe in the product or service that they currently provide, you also need to see a
future for them. If you think that the company is just a current fad and will go out of style,
Treat Yourself To An Investment This Holiday!
or something will replace it within the coming future, the investment isn’t sound, and you
should hold off. Make sure that you really understand the company because the
investment will be held for a long period of time. You obviously want the stock price to
increase immensely and obtain the largest profit margin as possible.
! This season, instead of asking for video games, basketball shoes, or headsets,
ask for money to put into the stock market and invest. Believe me, you will be thanking
yourself in the long run and when you get older.